A free alternative to Quicken Simplifi
Wally vs Quicken Simplifi
Quicken Simplifi is one of the better-value paid budgeting apps, with solid bank sync and cash-flow projection from an established company. But it is annual-billing only, with no free tier and no free trial. Wally covers everyday budgeting for free.
Wally vs Quicken Simplifi at a glance
| Wally | Quicken Simplifi | |
|---|---|---|
| Price | Free | From $3.99/mo billed annually; $6.99/mo list |
| Free version | Yes — fully free, no subscription | No — no free tier or trial (30-day refund) |
| Platforms | iOS & Android | iOS, Android, Web |
| Account tracking | Manual entry + CSV import | Automatic bank sync |
| Budgeting approach | Category budgets (incl. 50/30/20) | Spending plan with projected cash flow |
| Bill reminders | Yes | Yes |
| Best for | Anyone who wants simple, free budgeting | A low-cost, polished Mint replacement |
Why choose Wally over Quicken Simplifi
- Wally is free — Simplifi has no free tier at all.
- No annual commitment; Simplifi only sells annual plans.
- Nothing to cancel within a refund window.
- Free on both iOS and Android with no paywall on core budgeting.
Where Quicken Simplifi has the edge
No app is perfect for everyone. Here is where Quicken Simplifi may suit you better:
- The cheapest of the major paid sync-based budgeting apps.
- Projected cash flow is genuinely useful for planning ahead.
- Quicken-grade bank connectivity and reporting.
- A polished web app alongside mobile.
Frequently asked questions
Does Quicken Simplifi have a free trial?
No. Simplifi does not offer a free tier or a free trial. It sells annual plans with a 30-day money-back guarantee instead, so you pay up front and request a refund if it is not for you.
Is Wally a free alternative to Quicken Simplifi?
Yes. Wally is free on iOS and Android with category budgets, bill reminders, multiple accounts and CSV import. Simplifi starts from $3.99 a month billed annually on promotion, with a $6.99 a month list price.
Does Wally project my cash flow like Simplifi?
Wally shows spending against your category budgets and your balance across accounts, but it does not forecast future cash flow the way Simplifi’s spending plan does. If projection matters most to you, Simplifi does it well.
Start budgeting the fun way
Join thousands of people who are taking control of their finances with Wally. Free to download on iOS and Android.
