A free Mint replacement for budgeting and expense tracking
Wally vs Mint
Intuit shut Mint down on 23 March 2024 and pushed users toward Credit Karma, which is not a true budgeting app — budgets, categories and bill reminders did not carry over. If you are looking for a free Mint replacement to set budgets and track spending, Wally fills that gap on both iOS and Android.
Wally vs Mint at a glance
| Wally | Mint | |
|---|---|---|
| Price | Free | Was free (ad-supported) |
| Free version | Yes — fully free, no subscription | Discontinued in 2024 |
| Platforms | iOS & Android | iOS, Android, Web (shut down) |
| Account tracking | Manual entry + CSV import | Automatic bank sync (shut down) |
| Budgeting approach | Category budgets (incl. 50/30/20) | Category budgets (shut down) |
| Bill reminders | Yes | Yes (shut down) |
| Best for | Anyone who wants simple, free budgeting | Former Mint users needing a free replacement |
Why choose Wally over Mint
- Mint no longer exists — Wally is a free, actively maintained replacement.
- Familiar category budgeting and expense tracking, like Mint had.
- Free on both iOS and Android with no subscription.
- Credit Karma (Mint’s successor) is not a real budgeting tool — Wally is.
Where Mint has the edge
No app is perfect for everyone. Here is where Mint may suit you better:
- Mint offered automatic bank sync and credit-score tracking while it existed.
- It was free and widely integrated with US banks.
- Long history and brand recognition before shutdown.
Frequently asked questions
Is Wally a good replacement for Mint?
Yes. Since Mint shut down in 2024, Wally offers a free way to set category budgets, track expenses, and get bill reminders on iOS and Android — the core things people used Mint for.
What happened to Mint?
Intuit discontinued Mint on 23 March 2024 and directed users to Credit Karma. Budgets, spending categories and bill reminders were not carried over, and Credit Karma focuses on credit scores and offers rather than hands-on budgeting, so many former Mint users look for a dedicated budgeting app like Wally.
Is Wally free like Mint was?
Yes. Wally is free to download and use on iOS and Android, with no subscription for core budgeting, expense tracking, and bill reminders.