A free budgeting app, without the subscription-cancelling upsell
Wally vs Rocket Money
Rocket Money is built around finding and cancelling forgotten subscriptions, with budgeting as a secondary feature — and its free tier caps you at two custom budget categories. If budgeting is what you actually want, Wally gives you unlimited categories for free.
Wally vs Rocket Money at a glance
| Wally | Rocket Money | |
|---|---|---|
| Price | Free | Free tier, or Premium $7–$14/mo (you choose) |
| Free version | Yes — fully free, no subscription | Yes — but only 2 custom budget categories |
| Platforms | iOS & Android | iOS, Android, Web (desktop on Premium) |
| Account tracking | Manual entry + CSV import | Automatic bank sync on all tiers |
| Budgeting approach | Category budgets (incl. 50/30/20) | Spend tracking rather than a budget system |
| Bill reminders | Yes | Yes, plus bill negotiation (fee applies) |
| Best for | Anyone who wants simple, free budgeting | Finding and cancelling forgotten subscriptions |
Why choose Wally over Rocket Money
- Wally does not cap how many budget categories you can create.
- Budgeting is the product, not an add-on to subscription cancellation.
- No pay-what-you-want tier to think about — Wally is simply free.
- No success fee on anything.
Where Rocket Money has the edge
No app is perfect for everyone. Here is where Rocket Money may suit you better:
- Genuinely good at spotting and cancelling forgotten subscriptions.
- Automatic bank sync on every tier, including the free one.
- Bill negotiation can save real money, for a share of the savings.
- Net worth and credit score tracking in the same app.
Frequently asked questions
Is Wally a free alternative to Rocket Money?
Yes. Wally is free on iOS and Android with unlimited budget categories. Rocket Money’s free tier limits you to two custom budget categories, and its Premium tier costs between $7 and $14 a month.
Does Wally cancel subscriptions like Rocket Money?
No. Rocket Money is purpose-built for finding and cancelling subscriptions, and it does that well. Wally is a budgeting and expense tracking app — you can track subscription payments as recurring expenses, but Wally will not cancel them for you.
Is Rocket Money a good budgeting app?
Rocket Money is stronger at spend tracking and subscription management than at budgeting. Its free tier only allows two custom budget categories, so people who want category budgeting usually need Premium or a dedicated budgeting app.
Start budgeting the fun way
Join thousands of people who are taking control of their finances with Wally. Free to download on iOS and Android.
