A free budgeting app, without the subscription-cancelling upsell
Wally vs Rocket Money
Rocket Money is built around finding and cancelling forgotten subscriptions, with budgeting as a secondary feature — and its free tier allows only a couple of custom budget categories. If budgeting is what you actually want, Wally gives you unlimited categories for free.
Wally vs Rocket Money at a glance
| Wally | Rocket Money | |
|---|---|---|
| Price | Free | Free tier; Premium ~$7–$14/mo (you choose); Premium+ $15/mo |
| Free version | Yes — fully free, no subscription | Yes — limited: a few custom budgets, no manual transactions |
| Platforms | iOS & Android | iOS, Android; web on Premium only |
| Account tracking | Manual entry + CSV import | Automatic bank sync on all tiers |
| Budgeting approach | Category budgets (incl. 50/30/20) | Spend tracking rather than a budget system |
| Bill reminders | Yes | Yes, plus bill negotiation (fee applies) |
| Best for | Anyone who wants simple, free budgeting | Finding and cancelling forgotten subscriptions |
Why choose Wally over Rocket Money
- Wally does not cap how many budget categories you can create.
- Budgeting is the product, not an add-on to subscription cancellation.
- No pay-what-you-want tier to think about — Wally is simply free.
- No success fee on anything.
Where Rocket Money has the edge
No app is perfect for everyone. Here is where Rocket Money may suit you better:
- Genuinely good at spotting and cancelling forgotten subscriptions.
- Automatic bank sync on every tier, including the free one.
- Bill negotiation can save real money, for a share of the savings.
- Net worth and credit score tracking in the same app.
Frequently asked questions
Is Wally a free alternative to Rocket Money?
Yes. Wally is free on iOS and Android with unlimited budget categories. Rocket Money’s free tier allows only a couple of custom budget categories, and Premium costs roughly $7 to $14 a month on a pay-what-you-choose basis.
Does Wally cancel subscriptions like Rocket Money?
No. Rocket Money is purpose-built for finding and cancelling subscriptions, and it does that well. Wally is a budgeting and expense tracking app — you can track subscription payments as recurring expenses, but Wally will not cancel them for you.
Is Rocket Money a good budgeting app?
Rocket Money is stronger at spend tracking and subscription management than at budgeting. Its free tier allows only a couple of custom budget categories, so people who want category budgeting usually need Premium or a dedicated budgeting app.
Start budgeting the fun way
Join thousands of people who are taking control of their finances with Wally. Free to download on iOS and Android.
